IBAO Ontario Auto

To help stabilize rates, the Ontario government has implemented changes to auto insurance. Several measures are aimed at reducing fraud and abuse within the system, which increase premiums. As of June 1st there will be lower accident benefit limits in standard insurance policies and new options to increase coverage.

* IBAO to Launch Auto Reform Awareness Campaign (Insurance-Canada.ca)
* Brokers must advise clients on changes to auto insurance (Insurance Business)
* Brokers should remain educated on auto insurance changes (Insurance Business)
* Changes to Auto Insurance Policies Will Shrink Coverage (Toronto Star)
* Cheaper Auto Insurance means less coverage for Ontarions (Yahoo Finance)
* Only 42% of Ontarians Aware of Upcoming Auto Insurance Changes (CI Top Broker)
* 42% of Ontarians aware of upcoming auto insurance reforms (Canadian Underwriter)
* Changes coming to auto insurance policies (CTV News London)
* Less than half of Ontarians aware of upcoming auto insurance changes (Insurance Business)

Ontario Auto
Broker Education
Consumer Brochures
Social Media Campaign
Blogs
Videos
TENT CARDS
Tools + Useful Links
On-Demand Webinar

Understanding the Medical, Rehabilitation + Attendant Care Benefit provides examples of how to take Medical, Rehabilitation + Attendant Care claims scenarios and create sales conversations when advising on optional benefits. A panel of experts will outline the reality of injury costs and the impact of having adequate vs inadequate coverage. Participants will learn how to articulate optional benefit changes and help clients make the best decision based on their specific coverage needs.

OBJECTIVES
* Gain the knowledge and skills to explain and sell new optional benefits
* Learn the reality of costs and the time auto accident injury recoveries typically take
* Understand the difference between catastrophic and non-catastrophic injuries

PANELISTS
* Brendan Fitzgerald, Unit Claims Manager, Intact Insurance
* Laurie Davis, Executive Director, Ontario Rehab Alliance
* Moderator: Bryan Yetman, First Durham Insurance

Recommended for all Brokerage Sales Staff + Management. Free for IBAO Members. Accreditation: 1.5 Technical Hours.

VIEW WEBINAR

Webcast

Ontario Auto – Reality Check explains auto insurance reform using lifestyle scenarios and a panel of industry experts covering legal, E&O, insurer and broker viewpoints.

PANELISTS
* Mari Maimets, Thomas Gold Pettingill LLP
* Hugh Fardy, CG&B
* Renee Clarke, Travelers Canada
* Gillian Van Kempen, Best Buy Insurance
* Moderator: Bryan Yetman, First Durham Insurance

OBJECTIVES
* Learn how to avoid “My broker never told me” E&O exposure
* Discover how consumer coverage choices are carried out in claims scenarios
* Be inspired to think beyond price when servicing clients

Recommended for all Brokerage Sales Staff + Management. Free for IBAO Members. Accreditation: 2 Technical Hours.

VIEW WEBCAST

 

On-Demand Webinar

Ontario Auto Reforms, The 101 is a one-hour on-demand webinar that reviews upcoming amendments to the auto insurance product in Ontario. It covers the transition process to the new product and discusses how brokers can ensure their customers are making the best coverage decisions based on their lifestyle. Panelists include Doug Heaman, IBAO President, Advocate Insurance Group; Johanna Allen, Allen Insurance Group; and David Elliott, Elliott Insurance Services.

OBJECTIVES
* Understand the changes being made to the Ontario auto product
* Understand the transition process from old benefits to new benefits
* Learn about the resources available to brokers leading up to June 1st

Recommended for all Brokerage Sales Staff + Management. Free for IBAO Members. This webinar is not accredited.

VIEW WEBINAR

 

CONSUMER BROCHURES

This brochure explains the choice consumers have within their auto insurance policy. It encourages a conversation, prompting your clients to consider options beyond price when purchasing/renewing. Brochures are available in multiple formats:

CUSTOM BROCHURES
Customize this brochure with your brokerage logo and contact details. Click the CUSTOM BROCHURE link below, place your order and have brochures shipped to your office. If you haven’t visited our EStore before, register an account with your own username and password.
SEE PRICING INFO.

GENERIC BROCHURES
* Colour Version
* Black + White Version
* Digital Version – formatted to read on screen; great for social sharing or posting on your website

CUSTOM BROCHURES COLOUR BLACK + WHITE DIGITAL

SOCIAL MEDIA CAMPAIGN

This content is yours to use. Click on the images to view Twitter and Facebook posts and feel free to retweet, share, like or comment.

TWEET: Talk to your #InsuranceBroker about coverage gaps + how they might be avoided.

FACEBOOK POST: How do you figure out if you’ll need more coverage?

TWEET: When it comes to #Auto #Insurance, you have #Choice. Ask your #Insurance #Broker.

FACEBOOK POST: When it comes to Auto Insurance, you have choice. Ask your insurance broker about options.

TWEET: When buying #AutoInsurance, know what your Group Insurance Plan covers.

FACEBOOK POST: When buying Auto Insurance in Ontario, know what your Group Insurance Plan covers.

TWEET: Standard insurance policies may not be right for everyone. Talk to your insurance broker.

FACEBOOK POST: Standard insurance policies may not be right for everyone. Talk to your insurance broker.

TWEET: It's the right time to reassess the policy you haven't thought about in years.

FACEBOOK POST: It's the right time to reassess the policy you haven't thought about in years.

TWEET: If you're injured in a #CarAccident #DidYouKnow OHIP doesn't cover all expenses?

TWEET: If you're injured in a #CarAccident #DidYouKnow OHIP doesn't cover all expenses?

FACEBOOK POST: Did you know if you're injured in a car accident, OHIP doesn't cover all expenses?

TWEET: Ontario auto insurance is changing. Why does this matter?

FACEBOOK POST: Ontario auto insurance is changing. Why does this matter?

BLOGS

This content is yours to use. Post to your website, use in newsletters, emails or other mediums; use content with your name and edit as you see fit.

WHEN YOUR INSURANCE POLICY COMES INTO PLAY

CUSTOMIZE YOUR AUTO INSURANCE

ONTARIO AUTO INSURANCE IS CHANGING

WINTER TIRE DISCOUNT 101

ONTARIO AUTO INSURANCE, CUSTOMIZED

ONTARIO AUTO INSURANCE – YOU HAVE CHOICE

TENT CARDS

Order tent cards outlining changes to Accident Benefit coverage including new options to buy up. Have them at your desk, available at quick glance. Great tools for all levels of brokerage staff!

Tent cards are $0.99 each + HST (minimum order of 5). Cost of shipping is not included and will be charged according to Canada Post courier rates.

For questions please connect with Sam – schang@ibao.on.ca or 416.488.7422 x125.

PLACE MY ORDER

 

TOOLS + USEFUL LINKS

IBAO
* Ontario Auto Accident Benefits Checklist
* Ontario Auto Broker Script Client Questions
* Ontario Auto Injury Costs 
* Ontario Auto Insurer Premium Increases Template
* Tent Cards – Accident Benefits At-A-Glance
* Ontario Auto PowerPoint from Regionals

FSCO
* Early Awareness Mailer from Insurer to Consumer
* Point of Sale Communication from Insurer to Consumer
* Mid-Term Policy Changes and Transitioning of Optional Benefits
* Auto Insurance Rates for First Quarter of 2016 

RIBO
* Summary + Guidelines for Best Practice

INSURANCE BUREAU OF CANADA
* Understanding Auto Insurance in Ontario